Very professional and friendly advice. Highly recommend this company to anyone who is not clear on what to do with your pension after retirement.
I had been slightly unsure about what to do or who to trust, especially in todays world of 'rip offs' and scams but now I feel more settled after a simple follow up call.
What are the benefits of a pension transfer?
Transferring into one plan means fewer providers to deal with, less paperwork, and a clear view of your overall retirement savings.
By transferring to a modern pension scheme, you could unlock more choices such as pension drawdown giving you more control.
By transferring to a scheme with lower or more transparent fees, you may be able to keep more of your money invested and working for you.
Is pension transfer right for you?
A pension transfer could be the right move if you want more flexibility, lower fees, or a simpler way to manage your retirement savings. For some people, moving to a modern scheme can unlock more options, such as pension drawdown, or bring several small pots together into one clear plan.
Because the stakes are high, speaking to an FCA-regulated adviser is essential. They can review your existing pensions, explain what you’d gain and what you might lose and give you clear, personalised advice on whether a transfer is the right step for your retirement.
An FCA-regulated adviser will:
- Review your current pensions to check for guarantees or protections
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Compare fees, charges, and benefits across different providers
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Show you whether a transfer could genuinely improve your retirement outlook
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Ensure you meet legal requirements for DB pension transfers
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Create a tailored plan that fits your long-term goals
Things to consider
But transferring isn’t always suitable, and there are some important things to consider before making a decision:
- Loss of guarantees
Some pensions schemes include valuable benefits like guaranteed income or inflation protection that you may lose if you transfer. - Exit fees and charges
Your current provider may charge fees for transferring out, which can reduce the benefit of switching. - Investment risk
Moving to a scheme with flexible access often means your money stays invested, so values can rise or fall. - Tax implications
Taking money in the wrong way or too quickly could leave you with a larger tax bill than expected.
How it works?
It couldn't be simpler, start by completing our online form so we can get a better understanding of how we can help.
We will use the information that you provide us with to match you with the best pension adviser for you.
You’ll hear from your local adviser shortly to book your free consultation with no pressure to proceed.
Why use our service?
Making decisions about your pension is important, and getting the right advice can make all the difference. Our service connects you with trusted, FCA-regulated advisers who are ready to help you navigate your pension choices.
- Free and impartial - There’s no charge for using our service — we’ll match you with a qualified adviser at no cost to you.
- Quick and convenient - It takes less than a minute to be matched with an adviser who understands your needs.
- Advisers near you - Our nationwide network means you’ll be connected with someone local, so you can choose how and when to speak.
Our expert adviser network
All of the advisers we work with are FCA-authorised and regulated.
Frequently asked questions
It’s the process of moving your pension savings from one scheme or provider to another.
It depends on your circumstances. A transfer could save money and offer more flexibility, but you may also lose guarantees. Advice is essential.
Some providers charge exit fees. An adviser can tell you if these outweigh the benefits of transferring.
There’s no single “best” place the right option depends on your goals, pension type, and tax position. An adviser will help you compare and choose.