Common Questions


As you approach retirement, it’s important to seek advice about the options you have. With such important financial decisions to make, you want to know that you’ve got a thorough understanding before committing.

There are numerous options available to you on retirement, and you will undoubtedly have many questions about the choices you have to make, and what financial implications they might have on your lifestyle. This guide will answer some of the more common queries you have about pensions and your retirement income. Here you’ll find in-depth information that explains all of your options, so you’re better equipped to make an informed decision about your financial future.

What is an occupational pension?

Occupational or Workplace Pensions are the fund you build up during your time at work. It is a way of saving for your retirement arranged by your employer.

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What happens to your pension when you die?

We all want to ensure that our loved ones are taken care of should we pass away. Knowing the facts about what happens to your pension will help you to provide for your family after you’ve gone.

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What is a deferred pension?

You don’t have to start claiming your pension – either Private or State – as soon as you reach the age that you become eligible. By deferring your pension, you could potentially increase your income for the future.

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When can I take my pension?

Information on when you can take your pension, ways of accessing your savings, and how to phase your retirement.

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How much does an IFA cost?

Worried about the cost of speaking to an IFA? Get some insight into how advisors charge for their services.

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