Why Use Us

At My Pension Choices we understand that when the time comes to turn your pension savings into a retirement income, there’s no such thing as a one-size fits all approach. That’s why we work exclusively with independent financial advisors (IFAs) to provide expert, impartial retirement guidance to all of our users, helping them to turn their savings into a retirement income to last a lifetime.

Our Customer Promise

When you use our service to connect with an IFA in your area, we make the following guarantee:

  • Connection to a fully accredited IFA within 72 hours.
  • Free one hour consultation to be conducted face-to-face or over the telephone at your convenience.
  • No hidden charges and no obligation to buy any product or service.
  • Impartial, plain-English guidance on all of your retirement options
  • Personally tailored quotes based on whole-market product comparisons

All members of our IFA network are fully regulated by the Financial Conduct Authority (FCA) and are qualified to offer expert advice on a wide range of retirement products.

Why seek independent financial advice?

In March 2014 the UK Government announced some of the most significant reforms to the UK pensions market in decades. People approaching retirement now have unprecedented access to their private pension funds – with no caps and no drawdown limits. This is a huge opportunity for retirees to get better value for their savings, but it also means it’s more important than ever to consider your options carefully to ensure you make the right choice for a comfortable retirement income that lasts.

Many commercial advisors – including most banks and pension providers – operate on a restricted basis. This means they can only make recommendations based on a limited selection of products and services. Only independent advisors can offer totally impartial guidance based on a careful analysis of the whole retirement market.

Independent advisors are also legally required to be completely transparent about any costs associated with their services – meaning there’ll be no hidden costs and no obligation to buy any product or service.

To find out more about My Pension Choices or the Financial Advisor Network, please feel free to contact usat any time.